EarlySalary is the most innovative Personal Loan App for Salaried Professionals.
Loans range from ₹3,000 to ₹500,000
Tenure: 90 days to 24 months. Interest rates range from 0%-30% per annum depending on the product availed.
Example: If the loan amount is ₹50,000 & interest is 20% per annum with a tenure of 12 months, a processing fee of ₹1250 would be charged.
The Interest for 12 months would be ₹5581. The EMI per month would be ₹4632. This would transact to a maximum APR of 22.5%
EarlySalary group owns “EarlySalary Services Private Limited formerly known as Ashish Securities Pvt. Ltd.”, an NBFC duly registered with Reserve Bank of India.
Salaried Professionals with a salary above ₹15K can now get instant personal loan ranging from ₹8,000 to ₹5Lakh on the app and get cash in your bank account in 10 minutes @ just ₹6/day*.
👌Key Features
- For Salaried professionals personal loan ranging from 8000 to ₹5 lakh
- Flexible repayment tenure from 90 days to 24 months
- No prepayment charges
- Instant Personal loans starting @ just ₹6/day
Example:
A customer avails a personal loan of ₹50,000 at an interest of 30% per annum, where the processing fee is ₹1000 for a period of 3 months, would end up paying ₹53,760 after 3 months. His monthly EMI would be ₹17920.
⭐️Why Early Salary is different from any other Personal Loan App?
- Over 1.7 million Personal loans disbursed.
- Over ₹3000Cr+ in loan amounts already disbursed, the largest number of Personal Loans given in India.
- Personal Loan approved and disbursed in 10 minutes
- No pre-closure charges.
👍Eligibility Criteria
✔Salaried Individuals
✔Above the age of 21
✔Minimum take-home salary per month ₹15K
✔Ahmedabad, Bangalore, Bhubaneswar, Chandigarh, Chennai, Delhi & Delhi NCR, Hyderabad & Secunderabad, Indore, Kolkata, Mumbai, Nagpur, Navi Mumbai, Pune, Surat, Thane, Thiruvananthapuram, Vadodara, Vijaywada and Visakhapatnam.
📑Documents Required
EarlySalary aims to be one of the most user-friendly Instant Personal loan apps in India.:
- PAN card
- Aadhar card
- Salary Account bank statement

⭐️EarlySalary Product Suite

Short Term and Long Term Personal Loan – Getting Salary advance up to ₹5 Lakh is super easy with the EarlySalary app. Choose your amount, tenure ranging from 3 months to 24 months, and get the cash in your bank.
No Cost Shopping Loan – EarlySalary aims at upgrading the customers' lifestyle with Zero Cost. So now you can choose Amazon, Flipkart, and Makemytrip vouchers from the app and get a loan at Zero Cost EMI.
Free Education Loan – EarlySalary believes upgrading skills shouldn’t come with a cost. So at our education partners you can now avail EarlySalary education loan assistance for free.
SalaryCard - A digital card that enables customers with +One Salary and powers them with dynamic limit management capabilities. It also gives complete freedom to customers to choose EMI tenure. Plus it comes with super exciting Rupay offers.
📲How EarlySalary Works?
Our 4-step application process reflects our goal to be the most secure Personal loan apps in India. All you have to do is:
1. Log in to the EarlySalary app
2. Upload a few basic details and documents on this quick personal loan app. Within 2-3 minutes of getting your application, you'll be notified of your approval status.
3. Once your EarlySalary Personal loan is approved, simply select the loan amount and get the money transferred to your bank account in 10 minutes.
APR and other Charges
The APR charged to the customer varies on the basis of the different products availed and risk profile of the customer. The APR for different personal loan products: for Buy Now, Pay later loans 0%-27%, for Personal/Cash loans 18%-33%. Penalty is charged only when someone delays their scheduled payment. In addition, GST will be applicable only on the fee components as per Indian laws.
Download our instant personal loan app now! 👆