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Whether you live in Europe or America, Baluwo offers you an easy, fast and safe way to provide basic needs to your family in Africa. With Baluwo you have total control over how, how much and what your money is spent on. Buy food, air data, electricity, construction materials or mobile top-ups directly online for your family in Africa.


Food: buy food such as rice, sugar, oil, onions, chicken, meat, fruits, legumes and much more and your beneficiary picks them up at the nearest local store in The Gambia, Senegal, Mali, Nigeria, Ghana, Ivory Coast and many more countries in Africa.

Electricity: Buy prepaid electricity for your family in Africa. We work with the main electricity companies (Nawec, Senelec, Woyofal, EDM, BEDC, EEDC, etc.). In some cases, you can also pay your electricity bills with us.

Mobile air data: the best way to keep in touch with your family is through the internet (WhatsApp, Facebook, Instagram, etc.). With Baluwo you can send air data directly to your beneficiary's mobile in Africa. We work with all mobile companies in The Gambia, Senegal, Nigeria, Mali, Mauritania, Morocco, Ghana, Guinea-Bissau, Ivory Coast, Sierra Leone, Togo, Benin, Burkina Faso and Guinea.

Construction materials: as an immigrant, building a house in your country of origin is one of the main challenges. To control your expenses, we recommend that you buy all the materials (concrete, sand, wood, iron bars, etc.) directly with Baluwo, in this way you control your expenses and better manage your budget.

Mobile recharges: nowadays, distance means nothing, to be in contact with your family you only have to top-up their mobile phones. We work with all mobile companies in The Gambia, Senegal, Nigeria, Mali, Mauritania, Morocco, Ghana, Guinea-Bissau, Ivory Coast, Sierra Leone, Togo, Benin, Burkina Faso and Guinea, including (Africell, Gamcel, Orange, Airtel, MTN, Malitel, Mauritel, etc.)


Providing basic services for your family has never been easier. Sending money is not always the solution. Sometimes you want some control over your spending and save money while helping your family and friends back home.
Find out how to make a purchase in the Baluwo app.

To buy food or construction materials:
Select the country.
Choose the food or construction materials icon.
Enter the phone number of your beneficiary.
Select the location and the store.
Add all the products you want to buy to the cart.
Click on "pay now".
Select a payment method to finalize your purchase.

To buy mobile recharges:
Select the country.
Click on the mobile icon.
Enter the phone number of your beneficiary.
Enter or select the amount you want to top up.
Click on "add to cart".
Click on "pay now".
Select a payment method to finalize your purchase.

To recharge air data:
Select the country.
Click on the mobile icon with the cloud.
Enter the phone number of your beneficiary.
Enter or select the amount you want to top up.
Click on "add to cart".
Click on "pay now".
Select a payment method to finalize your purchase.

To recharge electricity:
Select the country.
Click on the light bulb icon.
Enter the phone number of your beneficiary.
Enter the number of your beneficiary's accountant.
Enter the amount you want to top up.
Click on "add to cart".
Click on "pay now".
Select a payment method to finalize your purchase.

To pay an electricity bill:
Select the country.
Click on the light bulb icon with the $ symbol.
Enter the phone number of your beneficiary.
Select the electricity bill.
Enter the contract number of your beneficiary.
Indicates the payment date that appears on the invoice.
Enter the total amount that appears on the invoice.
Click on "pay now".
Select a payment method to finalize your purchase.